Buy Auto Insurance Online from 21st Century Insurance – Best Easy Way

Are you seeking to buy 21st Century Auto Insurance online. There you are. Here is the complete guideline for how to buy auto insurance online from 21st Century Insurance Company. By following this method you can buy buy auto insurance online instantly with cheapest price.

First of All, You need to know what is an Auto Insurance? What You Need to Know About Getting An Online Auto Insurance Quote.

Getting an online auto insurance quote from will help you save time and energy. While the process is simple, there is some essential knowledge that will ensure you get the best coverage for your money.

Determine Your Insurance Needs Before You Buy Car Insurance Online

Establish a definitive list of your auto insurance needs before getting an online auto insurance quote. There are two separate aspects to this list – the legal requirements of your state and your own coverage needs.

First, determine exactly what your state’s minimum coverage requirements are. Each state is different, so make sure you thoroughly research what you need. This is your auto insurance coverage ground level and you can work up to build a policy that perfectly fits your needs.

The rest is based on your assets, driving record, and comfort.

The amount of coverage you want covered for bodily injury and property damage liability insurance is something to carefully consider. Given today’s medical and repair or replacement costs, you want to make sure that you are prepared with adequate protection. It is highly suggested that you purchase enough coverage to insure your own financial security in case of an accident.

Next, checking into your driving record can unveil a wealth of information. This may help you understand why you are paying your current price for auto insurance. Perhaps there is a speeding ticket from a few years back or a small fender-bender that you will need to take into account during the insurance quote process.

Finally, there is your comfort level. Consider extra coverage if you have a newer vehicle, are nervous about losing your car for a week or two and not having extra money for a rental, or simply want to make sure that potential repair bills will be covered. This is the portion you have the most control over – do you want to pay more for peace of mind or save some extra cash on a lower deductible? With a little thought on this point you will know the answer.

Check for discounts when you quote auto insurance online

Make sure to check on what discounts may be available to you prior to buying auto insurance online 21st Century Insurance offers competitive discounts, including a discount for good students and buying a vehicle with safety features like airbags and Anti Lock Brakes (ABS). A little due diligence could uncover cost-savings.

Keep Consistent Coverage when you buy car insurance online

If you are switching auto insurance companies, be especially careful to avoid gaps in coverage. If your current insurance policy expires and your new one has a few days before going into effect, you could be left without coverage. This is not only unsafe, but may be illegal.

To ensure this situation doesn’t happen to you, wait until your new policy goes into effect prior to canceling your old one (if changing mid-policy). If you are changing at the end of your current policy, work closely with a 21st Century representative to ensure that your policy will keep you covered.

Also, when canceling mid-policy, be sure to get confirmation of the termination in writing from your current insurance provider. You will have proof if there are any issues in receiving refunds of an unused premium, just in case.

21st Century is Here To Help

Remember that 21st Century has representatives on hand to help with any questions or issues that may arise and provide you with an online auto insurance quote.

It’s easy to get a free auto insurance quote and even buy a policy if you like what you see – all online at

All About Car Insurance

Here you can learn about auto insurance, the different types and coverage options. All auto insurance is not the same, so it is important that you do your research and find the information on auto insurance before you get an auto insurance quote. This will help you make an educated decision when choosing an auto insurance policy.

Understanding Car Insurance Deductibles

When you purchase car insurance, one of the decisions you will need to make is on the amount of your deductible. But what is a deductible?

A car insurance deductible is the amount of money you have to pay toward repairs before your insurance covers the rest.. For example, if you’re in an accident that causes $3,000 worth of damage to your car and your deductible is $500, you will only have to pay $500 toward the repair. The insurance company pays the remaining $2,500.

For many people, increasing the amount of their deductible is also a great way to save money. That’s because when you choose a higher car insurance deductible amount,, it could lower the amount you pay on your insurance premium.

However, it’s important to choose a deductible that you can afford. Imagine not being able to get your car fixed because you don’t have money to cover the deductible.

When choosing your car insurance deductible, think about how much you can pay without causing a lot of stress in your life? Consider your income, your household budget, your personal savings, and your available credit.

Understanding how deductibles work and knowing what you can afford is important to getting the right coverage at the right price.

Learn more about Auto Insurance 101 and how to consider your lifestyle and goals for Getting the Right Coverage.

Why not get a free quote from another insurance provider such as 21st Century Insurance?

It’s easy to get a free auto insurance quote and even buy a policy if you like what you see – all online at

Saving Money on Auto Insurance

Saving money on auto insurance is easy! Use the resources below to find out more about auto insurance discounts and saving money on car insurance. When you are ready, get a quick and easy auto insurance quote.

Safe Driver Discounts: How Can you Qualify?

Practicing safe driving habits is not only important for everyone’s well-being on the road, but it can also lead to other benefits: like discounts on your auto insurance.

Clean Driving Records – Drivers are at risk of accumulating points on their driving record each time they are found to be at-fault for an accident or if they commit certain traffic violations. However, those who have a clean driving record (i.e. – no points) for the last three years usually qualify for reduced rates on their coverage, according to

Multi-Vehicle Discounts – When you insure more than one car on the same policy, you qualify for discounts – on each and every car you insured.

Drivers Education – New drivers may be able to qualify for savings if they complete a drivers’ education program. Such courses often require a combination of classroom instruction coupled with supervised time behind the wheel.

Good Grades – Teen drivers are often charged higher auto insurance rates because of their lack of experience behind the wheel and increased risk of being involved in an auto accident. According to data from the National Highway Traffic Safety Administration (NHTSA), teen drivers are at a higher crash risk than motorists in any other age group. But if your child gets good grades in school, there may be some relief. Many insurers offer a discount incentive to students who have high grade point averages on the notion that those who are conscientious about their grades will carry the same attitude towards driving.

Defensive Driving Course – There are also incentives for mature drivers, as well. In many states, drivers over the age of 55 can complete a course aimed at brushing up on their road skills. Those who complete a defensive driving course may be eligible for savings on their auto insurance.

Automobile Safety Features – Being a good, safe driver also means operating a safe vehicle. If you own a car with safety features such as air bags and anti-lock brakes, you may receive discounted coverage rates.

With a number of saving incentive opportunities, you’ll want to inquire what your insurance company has available. The amount you will save and how you can qualify will vary from carrier to carrier.

Learn more about saving money on auto insurance with 21st Century Insurance and get an online auto insurance quote to see if you qualify for a safe driver discount

Time Saving Tips: 5 Tips to Save Time at Home

Everyone is looking to find more time, especially when it comes to getting your day started and taking care of your home. Whether it’s rising early, having a steady routine or making prepackaged meals, 21st Century Insurance wants to help you save time at home and make your day smoother.

Here are five time-saving tips to help make the home routine more efficient:

  • Forget the snooze button. Banish it. Those short bursts of shut-eye are not restorative rest and don’t actually benefit you. Take time in the morning to equip yourself (with a confidence-inspiring ensemble, nutritional breakfast and to-do list for example), and you’ll experience a cascade of benefits.
  • To further relieve the morning rush, train yourself to always leave your V.I.I. – Very Important Items – in the same place every evening. This goes for keys, your purse and sunglasses-whatever you need to get out the door each day. Create your go-to bowl on a small table by the door, where everything gets tossed, every day.
  • Start by assigning one day each week to put together a five- or seven-day menu. Decide when you’ll eat what (which eliminates the nagging “What’s for dinner?” question). When you head out to stock up on groceries, organize your list by the layout of the store to avoid retracing your footsteps for that soy sauce you forgot to grab.
  • Making a weekly, well-planned trip to the store can save you from hitting the market every day after work. You’ll get home, knowing what you’re about to cook and you’ll save time at home in the kitchen. Throw the leftovers in single-serving Tupperware ® containers and then into the fridge or the freezer. Voila! You’ll have a few lunches or even last-minute dinners on hand for the coming week.
  • If you only make one change to your kitchen routine, add a crock pot to your repertoire. Combine ingredients before you head out for the day (build in at least 20 minutes to do so), and you’ll come home after a long day to the fragrance of a perfect pot of soup or a delicious chicken dish. It’s the ultimate in time saving cooking.

21st Century is committed to bringing you the same great coverage for less, and saving you time and money. Get an online auto insurance quote in less than 7 minutes and start your time savings now.

Frequently Asked Questions

1. If I need to contact a representative at 21st Century Insurance, how would I do that?

For your convenience, we have representatives available Monday to Saturday during regular business hours. Our Interactive Voice Response system (IVR) and website are available 24 hours a day, 7 days a week.

Auto Sales:

If you are inquiring about obtaining an auto insurance quote or have an existing quote, please contact our Auto Sales Department toll-free at 1-800-807-9458.

Policy Service:

Perhaps you require assistance regarding an existing auto policy, please contact one of our customer care specialists by dialing 1-800-241-1188.

Claims Department:

Finally, if you are reporting a claim or have questions about an existing claim, please contact our Claims Department toll-free at 1-888-244-6163.


Remember, our website is also available to you for obtaining or reviewing an auto quote, managing your policy, paying your bill or filing a new claim. For more information please visit

2. I reside in a state that requires my vehicle to be inspected for physical damage coverage, how do I go about getting it done?

If you reside in one of the four states that require your vehicle to be inspected for physical dame

How do I submit a claim?

To submit an auto claim online, please select the following link, Submit a Claim or call our auto c…

What if I have medical coverage on my policy and I am hurt?

When your adjuster calls you, tell them that you have medical bills. The adjuster will handle every…

Can I use any repair shop when I have an accident?

Yes, you can have your vehicle repaired in the facility of your choosing. If you would like assists

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